Mortgage finance

Fortuna Capital has mortgage finance of all kinds. Mortgages can be commercial or residential and both can be used for business & investment purposes. As well, mortgage finance can be mixed with our other products to create a structured finance solution for any business requirement.

For commercial loans we can lend from $200,000 to $50 million. They can be used for investment, debt consolidation, bridging finance, refinancing and a wide range of business purposes. The term is up to 5 years, payments are usually interest-only and our serviceability criteria are more flexible than other lenders.

Residential loans can be used for the purchase or refinance of an owner-occupied or investment residential property, personal expenditure, debt consolidation, investment in shares or superannuation, or for business purposes.

For development finance, we can lend a maximum of 100% of land & hard cost items to completion or 80% of the end-sale value. The interest rate varies according to LVR and risk assessment. A 1.35% Application Fee is payable at settlement.

MORTGAGE SAFETY NET 

Protection for your most valuable asset against periods of unemployment, temporary or permanent disability or death. Fill out a simple application form and fax to us – we’ll do the rest.
 

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Please note items marked with an * are required.

Commercial Loans Security

• First registered mortgages;

• First party mortgagor/borrower preferred;

• Directors’ guarantees to support company borrower; 

• Group guarantees to support company borrowers where appropriate; 

• Floating charge from company borrower may be required if security is owner-occupied. 

Residential Loans Security

• First registered mortgage;

• First party mortgagor/borrower preferred;

• Directors’ guarantees to support company borrower;

• Property size must be more than 50 square metres & containing at least one bedroom.